LumensSave Legal

Terms of Service

These Terms explain the rules for using LumensSave and the limits of the service so users know exactly what to expect.

Last updated: April 29, 2026

Welcome to LumensSave.

By accessing or using LumensSave, you agree to these Terms of Service.

1. Description of Service

LumensSave is a financial organization tool that allows users to track income, expenses, and business-related financial data.

LumensSave does not provide financial, investment, accounting, or tax advice.

2. User Responsibility

You are solely responsible for:

3. No Professional Advice

All data, calculations, and insights are for informational purposes only.

LumensSave is not a substitute for professional financial, tax, or legal advice.

4. PRO Subscription & Payments

LumensSave offers a paid PRO version with additional features.

By purchasing PRO:

5. Refund Policy

All payments are final.

You may cancel your subscription at any time, but no refunds will be issued for past billing periods.

Access to PRO features will remain active until the end of the billing cycle.

6. Availability of Service

LumensSave is provided "as is" and "as available".

We do not guarantee:

7. Limitation of Liability

To the fullest extent permitted by law, LumensSave shall not be liable for:

8. Data Storage

User data may be stored using third-party services such as Google Cloud (Firebase).

9. Account Security

You are responsible for maintaining the security of your account credentials.

10. Changes to Terms

We may update these Terms at any time. Continued use of the service means you accept the changes.

11. Contact

For questions, contact: lumenssave@gmail.com